Help your listings stand out with buydown flyers
RunwayRate is my online tool for agents. Compare a temporary buydown with a price cut, then download a flyer for your listing with your information and mine. You bring the listing. The tool does the math.
How RunwayRate works
- Open the RunwayRate buydown calculator.
- Enter the property address and list price.
- Compare a seller-funded temporary buydown with a price reduction.
- Download a co-branded flyer to share with buyers and their agents.
Flyers are illustrations. They are not loan offers or quotes. A buyer’s real numbers depend on their credit, loan program and the rate on the day they lock. I’m notified when a flyer is made, so I can answer buyer questions about the property.
Limited time · October 1, 2026 to December 31, 2026
The Inflation Buster Buydown can go on your flyer. Novus pays for a temporary 1-0 buydown on qualifying purchase loans for primary homes, second homes and investment properties. The contract must be ratified between October 1, 2026 and December 31, 2026, and the loan must close by December 31, 2026. The buyer must qualify. See how the offer works →A marketing tool, not a referral deal
RunwayRate is a marketing and education tool. You don’t have to refer anyone to use it. Nothing of value is offered in exchange for referrals. Your buyers are always free to choose any lender they like.
What agents and their buyers say
★★★★★
Realtor & repeat buyer
“I sell real estate and have worked with Andy for nearly 20 years… Andy is great at reviewing your life situation, finances, and goals to recommend the best possible loan product.”
★★★★★
Fast close
“Literally got it done in 10 days, application to clear-to-close. They were on top of communication, friendly, easy to reach when needed and very professional.”
Read all 298 reviews on Google. Individual results vary.
Let’s talk about your listings
Want help with a tricky listing, or a buyer who needs a second home or rental loan? Book a time that works for you. You can also follow me on Instagram for listing ideas and market notes.
Questions from agents
What is RunwayRate?
RunwayRate is Andy Zemon’s online buydown calculator and listing-flyer tool for real estate agents. Enter a property and compare a temporary buydown with a price cut, then download a flyer with your information and Andy’s. It is a marketing and education tool, not a loan offer.
How do I make a mortgage flyer for a listing with Andy Zemon?
Open RunwayRate at runwayrate.com, enter the property address and price, choose a scenario and download the flyer. Andy is notified so he can answer buyer questions about the property.
Why might a seller fund a buydown instead of cutting the price?
A price cut lowers the price once. A seller-funded temporary buydown lowers the buyer’s monthly payment for a set time. Which one helps a buyer more depends on the numbers, so run both in the calculator. Seller contributions must fit the loan program’s limits.
Do I have to refer clients to Andy to use RunwayRate?
No. Using RunwayRate does not require you to refer anyone, and nothing of value is offered in exchange for referrals. Your buyers are always free to choose their own lender.
Does a temporary buydown change how the buyer qualifies?
In most cases, the buyer qualifies at the full note rate, not the lower first-year payment. Rules vary by loan program, so ask Andy about the program your buyer is using.
Can I show the Inflation Buster Buydown on my listing flyer?
Yes, while the offer runs. RunwayRate can include the lender-paid 1-0 Inflation Buster Buydown for purchase contracts ratified between October 1 and December 31, 2026 that close by December 31, 2026. The buyer must qualify.