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Compliance

NMLS registration, disclosures & privacy

NMLS registration

Andy Zemon, NMLS 208916, is an NMLS-registered mortgage loan originator, registered to lend in all 50 states.

Branch office: 5405 Ashlar Ave Unit 101, Crozet, VA 22932 · 434-443-6557

Equal Housing Lender

Equal Housing Lender logoWe do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to contract), handicap/disability, familial status, the fact that all or part of an applicant’s income derives from any public assistance program, the applicant’s good-faith exercise of any right under the Consumer Credit Protection Act, or any other basis prohibited by federal, state or local law.

Not a commitment to lend

This website is for general education. It is not a commitment to lend, a loan approval or an offer of specific rates or terms. All loans are subject to credit approval, underwriting guidelines, property eligibility and program availability. Programs and guidelines change without notice.

Short-term rental and zoning rules on this site are summarized from official city, county, territorial and HOA sources as of November 9, 2026, are not legal advice, and can change. Confirm the current rule with the locality and any HOA before purchasing.

Privacy

When you submit a form on this site, we collect the information you enter (such as your name, email, phone and property details) so Andy Zemon and his Novus Home Mortgage team can respond to your inquiry. Forms are processed by our website host, Netlify. Please do not send your Social Security number, date of birth, income or account numbers through this site; use the secure Novus Home Mortgage application instead.

We do not sell your personal information. We may contact you by phone, text or email about your inquiry when you give consent. You can ask us to stop contacting you or to delete your inquiry at any time by emailing azemon@novushomemortgage.com or calling 434-443-6557.

This site does not use advertising cookies. Pages may load embedded content (for example, a Google map) that is subject to that provider’s privacy policy. Novus Home Mortgage’s privacy policy also applies to any application you submit: Novus Home Mortgage privacy policy.