What clients and local readers say
These are reader-voted local awards. Each one links to the publisher’s official winners page so you can verify it yourself.
Awards
| Year | Publication | Category | Placement | Named as | Verify |
|---|---|---|---|---|---|
| 2026 | Best of Lake Anna (Lake Anna Breeze) | Best Mortgage Agent | Gold | Andy Zemon | Winners page |
| 2026 | Best of Lake Anna (Lake Anna Breeze) | Best Mortgage Company | Gold | Novus Home Mortgage | Winners page |
| 2026 | Charlottesville's Finest | Home Mortgage | Gold | Andy Zemon Team at Novus Home Mortgage | Winners page |
| 2025 | Best of Lake Anna (Lake Anna Online) | Best Mortgage Agent | Gold | Andy Zemon | Winners page |
| 2025 | Best of Lake Anna (Lake Anna Online) | Best Mortgage Company | Gold | Andy Zemon Novus Mortgage | Winners page |
| 2024 | Best of Lake Anna (Lake Anna Online) | Best Mortgage Company | Gold | Andy Zemon Novus Mortgage | Winners page |
From client reviews
★★★★★
Vacation home
“We have purchased many homes and this was, by far, the best loan experience we had. We're thrilled with our new vacation home and highly recommend Andy and Novus.”
★★★★★
Moved from out of state
“We were moving from out of state and the difference in understanding Virginia housing markets and mortgages was dramatic… We would absolutely recommend Andy and Rebekah, if you are moving from out of state.”
★★★★★
Repeat client, cross-country move
“This was our second home purchase with Andy and they delivered at every step of the way… Their collective expertise was a huge asset when navigating a cross country move.”
★★★★★
Wintergreen
“Andy was very knowledgeable on the Wintergreen area, educated me on things to keep in mind, and communicated regularly throughout the process.”
★★★★★
Fast close
“Literally got it done in 10 days, application to clear-to-close. They were on top of communication, friendly, easy to reach when needed and very professional.”
★★★★★
Realtor & repeat buyer
“I sell real estate and have worked with Andy for nearly 20 years… Andy is great at reviewing your life situation, finances, and goals to recommend the best possible loan product.”
Read all 298 reviews on Google. Individual results vary.
Review counts as of Nov 13, 2026. You can also read reviews on Zillow.
Talk through your purchase with Andy
Tell me the town, the property and how you plan to use it. I’ll tell you how a lender is likely to classify it, which local rules to check and what to gather before you make an offer.